Financial Resources

We understand that times can be tough, and our church is here to support you. This page provides information on various resources and programs that may be able to help you navigate financial challenges. We encourage you to explore these options and reach out if you need further assistance.

Finding Help

Medical Expenses

Hospital Bill Discounts: Many hospitals offer discounts based on income and family size. Always inquire about payment plans and cost reduction options directly with the hospital's billing department. Don't hesitate to ask about financial assistance programs they may have available.
Medicaid: This government program provides health insurance to low-income individuals and families. Eligibility requirements vary by state, so check your state's Medicaid website for details.
Affordable Care Act (ACA) Marketplace: If you don't qualify for Medicaid, you may be eligible for subsidized health insurance through the ACA Marketplace (healthcare.gov). Subsidies are based on income and family size.
Prescription Assistance Programs: Many pharmaceutical companies offer patient assistance programs (PAPs) that provide medications at reduced cost or for free to those who qualify. Check the manufacturer's website for specific medications. Also, look into discount cards like GoodRx.
Local Clinics and Health Centers: Community health centers often provide affordable or sliding-scale healthcare services.

Lifeline Program: This government program offers discounts on phone and internet service for low-income consumers. You can find more information and eligibility requirements at https://www.lifelinesupport.org/ and https://www.fcc.gov/lifeline-consumers. This includes both wireless and landline service.
Affordable Connectivity Program (ACP): This FCC program helps eligible households pay for internet service. It can be combined with Lifeline for even greater savings. Check eligibility and participating providers at https://www.fcc.gov/acp.

Communication Services

Energy Services

Low Income Home Energy Assistance Program (LIHEAP): LIHEAP helps low-income households with their heating and cooling costs. Contact your local social service agency or visit the LIHEAP website for more information.
Weatherization Assistance Program (WAP): WAP helps low-income families make their homes more energy efficient, which can lead to lower energy bills.
Utility Company Programs: Many utility companies offer discounts or assistance programs for low-income customers. Contact your provider to see what's available.

Earned Income Tax Credit (EITC): This credit helps low- to moderate-income working individuals and families. The amount of the credit depends on your income and family size. You must file taxes to claim it, even if you don't normally file.
Child Tax Credit: This credit is for families with qualifying children.
Tax Preparation Assistance: Free tax preparation assistance is available for low-income taxpayers through programs like Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE).

Income Tax Credit

Food Assistance

Supplemental Nutrition Assistance Program (SNAP): SNAP (formerly known as food stamps) provides benefits to low-income individuals and families to help them purchase food.
Local Food Banks and Pantries: Many communities have food banks and pantries that provide food assistance to those in need.
Women, Infants, and Children (WIC) Program: WIC provides nutrition assistance and support to pregnant women, new mothers, and young children.

Section 8 Housing Choice Voucher Program: This program helps low-income families, elderly, and disabled individuals afford housing.
Public Housing: Government-owned and operated housing is available for low-income families.
Local Shelters and Assistance Programs: Contact your local social service agencies for information on shelters and other housing assistance programs in your area.

Housing Assistance

Other Resources

211: Dial 211 to connect with resources in your community, including food, housing, healthcare, and other social services.
Your Local Social Service Agency: Your local social service agency can provide information and assistance with a variety of programs.
Other Churches and Religious Organizations: Many churches and religious organizations offer financial assistance or other support to those in need.

In addition to these external resources, our church may be able to provide limited assistance with specific needs. Please contact the church office or a deacon to discuss your situation. We are committed to helping our community members find the resources they need.

Our Church's Support

Disclaimer: This information is for general guidance only and does not constitute legal or financial advice. Eligibility for programs and benefits may vary. Please contact the relevant agencies or organizations for specific information and requirements.